Average 30-year fixed rate mortgage rate continues to fall
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Mortgage refinance rates are rising again, putting pressure on homeowners and buyers across the U.S. The average 30-year fixed refinance rate has climbed to around 6.27% as of October 23, 2025, marking a fresh uptick after weeks of calm.
The average rate on a 30-year U.S. mortgage ticked up this week ... The housing market has been in a slump since 2022, when mortgage rates began climbing from historic lows. Sales of previously occupied U.S. homes sank last year to their lowest level ...