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The supporters of the Credit Card Competition Act (S. 1838 and H. R. 3881) declare that its passage would reduce costs for merchants and prices for consumers. Its backers, however, ignore the fact ...

・The Credit Card Competition Act, introduced in 2023, is legislation that would “enhance competition and choice in the credit card network market, which is currently dominated by the Visa-Mastercard ...

Many consumers use credit cards on a regular basis. Some fall back on their credit cards to cover emergency expenses. Credit cards can work to consumers' benefit when they're able to pay their ...

The reintroduction of the Credit Card Competition Act in January 2026 has major implications for the U.S. payments infrastructure, with the potential to fundamentally alter the competitive dynamics of ...

Evan Zimmer has been writing about finance for years. After graduating with a journalism degree from SUNY Oswego, he wrote credit card content for Credit Card Insider (now Money Tips) before moving to ...

To lower costs for consumers, the Credit Card Competition Act aims to increase competition in the payment processing industry and decrease interchange fees by banning the safest and largest credit ...

The Credit Card Competition Act would lower credit card swipe fees. Major airlines have said that the bill could reduce or completely end travel reward programs. About 40% of American credit card ...

The Credit Card Competition Act of 2023 is pitting retailers against banks. Proponents say it’ll benefit merchants by lowering some of their operating costs, enabling them to reduce prices. Opponents ...