With 23% of Americans using "buy now, pay later" services, its influence on credit scores and lending is under scrutiny.

We briefly describe a number of factors which, although not commonly known, tend to influence the credit score adversely.

A person's credit report tells a story about their childhood. New research, released last month by Harvard's Opportunity Insights, shows that a strong predictor of an adult's bill-paying habits—the ...

Whether it is taking a loan, applying for a credit card, or even renting a house, your credit score often comes into play, ...

No-cost EMI is different from a normal EMI plan. In no cost EMI plans, borrowers only pay the original price of the product ...

If you have student loans, you may want to check your account. Experts suggest millions of federal student loan borrowers will start to see an impact on their credit score. After COVID, loan ...

Student loan borrowers nationwide are waking up to a harsh new reality: Their credit scores are plunging, sometimes by as much as 200 points. As the extended Covid-era protections end, millions of ...

High street providers have been known to boast handsome bank switching offers in an effort to lure in new customers. With different cash incentives launched throughout the year, you might be looking ...