A new report from the Federal Reserve Bank of Boston shows that people spend less when credit card APRs increase—especially people that carry a credit card balance. The report released last week found ...

Home equity loans and HELOCs have lower interest rates than credit cards, encouraging some homeowners to use them to pay off their bills.

Credit card debt is like a bomb exploding in your financial life. It can wreck your credit score and cause major damage to your savings and retirement funds. Americans' total credit card debt reached ...

This strategy for tackling debt can be easier to implement and help you see progress faster.

Still feeling the pinch from last year's holiday spending, let's talk about some strategies for paying off that lingering credit card debt. On average, Americans charged more than $1200 over the ...

Credit card debt is often the most costly type of debt Americans can take on, largely due to the incredibly high interest rates many cards carry. On top of credit card debt being at a record high, the ...

Q: I have a balance on a credit card that is $14,000 with an APR of 9.99 percent. I pay the minimum required in order to pay myself every pay period. I have savings close to $70,000. However, I am ...