Mortgage underwriters are the fact-checkers of the home loan approval process, ensuring that the financial picture you portrayed in your application and the documentation you provided are accurate.

Legal eagles out there are buzzing about PHH deciding not to appeal the U.S. Court of Appeals for D.C.’s January decision in its CFPB challenge. Recall that four months ago the U.S. Court of Appeals ...

Anytime you apply for a mortgage, you can expect someone to dig fairly deep into your financial situation. After all, the mortgage lender has to confirm you meet the criteria for the home loan you ...

Mortgage loan underwriters hold the key to your dreams of becoming a homeowner. The loan underwriting process assesses your creditworthiness and ability to repay a mortgage while ensuring that you and ...

In real Commentary news, many folks who read this Commentary are workin’ for a livin’, and many of them are managers. On a recent Truv Zoom call, Lower’s James Duncan opined on how things change ...

When you apply for a mortgage or another kind of loan, it can feel like your entire financial life is under a microscope. Through a process called underwriting, the lender reviews factors such as your ...

When you apply for a mortgage loan, you’re asking to borrow money from a lender. Lenders use the mortgage underwriting process to assess how risky it is to provide you with that loan. In the same way ...

Underwriting occurs when individuals or organizations assume financial risk in exchange for payment. Financial risk is the risk that a company may not generate enough cash flow or revenue to fulfill ...

There are many moving parts when it comes to applying for a loan. Each loan application consists of several stages, such as gathering required information and documents and assessing the applicant’s ...

Getting approval for a loan, insurance or a mortgage can be stressful. Your application has to go through a rigorous process to ensure that the financial risk the company is about to take is worth ...