CRTs have changed since the financial crisis. But the eventual credit cycle turn is likely to show again that weaker banks' CRT use merely transformed, but did not eliminate, risk, writes Jill Cetina.

India’s central bank is to rewrite how it recognises credit risk. The Reserve Bank of India wants to replace its decades-old, incurred-loss provisioning system with an Expected Credit Loss framework, ...

The credit ratings firm has a rosier outlook for banks, even as worries about credit quality have grown in recent months.

Traditional credit scoring methods often exclude consumers who lack formal credit histories, leaving a significant portion of the market underserved. In the U.S., 28 million adult Americans are credit ...

Download PDF More Formats on IMF eLibrary Order a Print Copy Create Citation This note examines the transmission of credit risk of banks to the sovereign using the collapse of the Silicon Valley Bank ...

While a crisis brought on by liquidity risk has been threatening the US banking system, Brazilian banks have been having an easier time of late. They have navigated the large securities losses ...

Credit unions often get overlooked as local "bit players" in the small business banking arena, but don't be fooled: Credit ...

Bankruptcies at First Brands and Tricolor should be a wake-up call for banks exposed to the private credit market. Banks ...

Top bosses of UK banks have fired a warning shot over the country’s status as a competitive financial hub as the government’s ...

Dutch bank Rabobank has signed a 1 billion euro ($1.17 billion) deal with pension investment firm PGGM to share the credit ...

Deutsche Bank Aktiengesellschaft's 5-year CDS spike has shocked the market amid fears of a credit event. Our analysis showed that credit insurance rates were bound to spike amid an ongoing decline in ...