It's hard to plan when you're not sure what's happening next. How President Donald Trump's changes to Social Security are affecting retirees.

President Donald Trump keeps saying that Republicans’ mega tax and spending cut legislation will eliminate taxes on federal Social Security benefits. It does not.

The president did make several key changes to the program this year, but his main agenda item -- ending benefit taxes -- has yet to come to fruition. And there's an even bigger Social Security issue that President Trump has remained virtually silent on, to everyone's detriment.