What is a credit report and why is it important? Understand how it affects loans, jobs and renting -- and what to do if there’s an error.

Average auto loan interest rates can provide ... If you find discrepancies with your credit score or information from your credit report, please contact TransUnion® directly.

A derogatory mark is a negative record on your credit report that indicates you did not repay the lender according to the terms of your agreement. This could result from something simple, like a ...

You must ask the bank to investigate the matter and remove the enquiry from your credit report. Does your credit report reflect any loan or credit card twice? For example, suppose a credit card ...

Learn how student loans affect your credit score, both positively and negatively. Check out ways to manage your student loan ...

A record number of Americans are falling behind on car loans—and more than one factor is causing the trend.

The average auto loan interest rate for new cars in the fourth quarter of 2024 was 6.35 percent, while the average used car loan interest rate was 11.62 percent. Your credit score plays a ...

A vehicle repossession can stay on your credit report for up to seven years. Awareness of rising auto loan delinquencies can help borrowers prioritize proactive measures to stay on track toward ...

Errors can lower your credit score, affect your chances of getting approved for a loan or line ... them by phone. Remove inaccurate, negative information on your credit report with a credit ...

If you’re like the average American — with nearly six figures of debt — managing all your monthly payments can be challenging and strain your budget. Debt consolidation can provide debt relief by ...

Your credit score is arguably the most important aspect of your financial life: Before you apply for a new credit card, car loan ... Remove inaccurate, negative information on your credit report ...