A hard inquiry happens when a company checks your credit report because you have applied for credit. You can dispute hard inquiries you didn’t authorize, but you cannot remove legitimate credit checks ...

Matt Webber is an experienced personal finance writer, researcher, and editor. He has published widely on personal finance, marketing, and the impact of technology on contemporary arts and culture.

Refinancing an auto loan can affect your credit score in several ways, but there are potential benefits as well Written By Written by Staff Loans Editor, WSJ | Buy Side Hannah Alberstadt is a Buy Side ...

Have you noticed a company called Phoenix Financial Services on your credit report? Collection accounts on your credit report can have a significant negative impact on your credit score for up to ...

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Learn when refinancing an auto loan with bad credit might make sense Written By Written by Staff Loans Editor, WSJ | Buy Side Hannah Alberstadt is a Buy Side staff editor specializing in loans. She is ...