Average 30-year fixed rate mortgage rate continues to fall
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The average rate on a 30-year U.S. mortgage ticked up this week ... The housing market has been in a slump since 2022, when mortgage rates began climbing from historic lows. Sales of previously occupied U.S. homes sank last year to their lowest level ...
Mortgage refinance rates are rising again, putting pressure on homeowners and buyers across the U.S. The average 30-year fixed refinance rate has climbed to around 6.27% as of October 23, 2025, marking a fresh uptick after weeks of calm.