Some of the requirements set by the Federal Housing Administration (FHA) to qualify for their home loans—favorable credit score, minimum down payment, and low debt-to-income (DTI) ratio—may not ...

We know home prices are high. But at five times average incomes they're approaching record levels, helping existing ...

After months of rate volatility, homebuyers entering the market this November face a tricky landscape: inflation remains ...

Affordability challenges for first-time homebuyers now hinge less on rates and prices and more on debt, insurance costs, and ...

The rate on a 30-year fixed refinance decreased to 6.23% today, according to the Mortgage Research Center. The average rate ...

A mortgage the Federal Housing Administration backs is known as an FHA loan. FHA loans are unique from other mortgages and home loans. They’re often helpful for first-time homeowners because they ...

The industry analyst also described the significant refinance opportunity should rates decline slightly, and the threshold ...

Private mortgage insurance enables first-time and working-class buyers to purchase homes years sooner with lower upfront ...

NACA is a mortgage program that offers zero down payments, no closing costs and below-market interest rates.

Reverse mortgages can unlock big financial flexibility, but some options may work better than others right now.

Splitero reports refinancing isn't always a smart choice; hidden costs, waiting periods, and risks can outweigh potential ...

Refinancing a mortgage means getting a new loan to replace your current mortgage, which could lower your interest rate, accelerate your repayment term or cash out equity — all of which can help ...