Fixed-rate withdrawal strategies for retirement spending like the 4% rule are challenged by a study which instead proposes a framework for decumulation centered around a ladder of Treasury ...

New York’s Auto-IRA program is expected to launch soon. Here's a look at some things employers need to know before it does.

Are plan sponsors ready for the SECURE 2.0 Act provision requiring Roth treatment of catch-up contributions for high earners?

New research by Vanguard confirms what has been said time and again — that workers with access to a defined contribution plan are at a significant advantage in reaching their retirement savings goals.

The Fall 2025 digital edition of Plan Consultant, the quarterly magazine that serves ASPPA, is live and available!

How did private-sector pension plans fare in the third quarter? Was it a field goal or a touchdown? Was it a little of both?

Employees can better take advantage of available benefits if they understand them well. Accordingly, the Plan Sponsor Council of America has released educational resources to help employers inform ...

How did state auto-IRAs do in the first half of 2025? The best illustration of their performance is the big three — the programs that are the longest-lived and so far the largest in registration, ...

The ongoing government shutdown will delay the release of the September consumer price index report, which in turn also could affect the announcement of the Social Security cost-of-living adjustment ...

The Tennessee legislature soon will consider a bill that would result in the Volunteer State joining those that offer a state-run retirement plan to provide coverage for employees of private-sector ...

The New York Secure Choice program officially launched on Oct. 8. That comes as total assets across all state auto-IRA programs eclipsed $2.5 billion by the end of September, and their rate of growth ...

The "sandwich generation" pays a price for its position between generations. And part of that price is finding it challenging to meet those needs and at the same time prepare for retirement.