I think that’s really the biggest concern we all have. Is it gonna be there for me? You hear what Musk and these other people say, and it really makes you wonder.”

Social Security is primarily funded by taxes: Payroll taxes account for 91% of revenue, and taxes collected on benefits account for 4%. So any changes to tax law could indirectly hurt the retirement program by reducing cash inflows. And President Trump has proposed exempting tips, overtime, and benefits from federal income tax.

The Trump administration is asking the Supreme Court to clear the way for Elon Musk’s Department of Government Efficiency to access Social Security systems containing personal data on millions of Americans.