TOTAL Visa ® is for people with a checking account who want a true Visa credit card that does not require perfect credit for approval. Apply now to get a response online in seconds.

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Dec 18, 2025 · Reviews, rates, fees, and rewards details for The Total Visa® Card. Compare to other cards and apply online in seconds

Mar 25, 2025 · The Total Visa® Card is available to consumers with bad credit, including those who’ve recently emerged from bankruptcy. It offers cash back rewards, and you can use it to …

Even though some other credit cards for bad credit (FICO scores of 629 or lower) have annual fees and high interest rates, the Total Visa® Credit Card takes this to a new level.

Oct 9, 2025 · If you’ve been struggling to get approved for a credit card due to poor credit, the Total Visa Credit Card could be the solution. The easy online application offers a rapid …

Oct 27, 2025 · In addition to its high annual fee, the Total Visa card charges users a slew of other fees that make the card expensive to own. In your first year, you’ll not only pay an annual fee, …

Dec 31, 2024 · While most people aren’t big fans of the Total Visa® credit card, there are some benefits and perks to consider. Perhaps the largest benefit of the Total Visa® credit card is its …

Jan 5, 2026 · The Total Visa® Card is in the running for the worst credit card we’ve ever reviewed. We do not recommend anyone apply for this card.

What this means for you: When you open a Card Account, we will ask for your name, address, date of birth and other information that will allow us to reasonably identify you.