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200€/mois pendant 40 ans sur un ETF = 4× ta retraite par répartition. Calcul : 200€/mois × 40 ans × 6% de performance moyenne historique = environ 400 000€ à 65 ans. La retraite par répartition française te donne ~1000-1500€/mois. L'ETF capitalisé te donne l'équivalent de 4× ça en revenus passifs. Et tu gardes le capital pour ...
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