What is Home Equity & How Can You Use It? - Mortgage Choice
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What is Home Equity & How Can You Use It? - Mortgage Choice
Home equity is the difference between your property's market value and the balance of your mortgage. Click here to learn how to buy property with equity.
May 25, 2023
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What is Equity? 🏡 In simple terms, your home’s equity is the difference between what your home is worth and what you still owe on your mortgage (source: Freddie Mac). Thanks to recent home price appreciation, today’s homeowners are sitting on near-record levels of equity. Here’s the breakdown: 🔹 39.3% own their home free and clear 🔹 29.3% have a mortgage but over 50% equity 🔹 31.4% have less than 50% equity 📊 The average homeowner has about $311,000 in equity right now. 💡 So what can you d
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