Fair Debt Collection Practices Act (FDCPA)
Fair Debt Collection Practices Act (FDCPA)
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Understanding the Fair Debt Collection Practices Act (FDCPA) Rules
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How The FDCPA Affects HOA Collections — Homeowners Protection Bureau, LLC
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🛑 Know Your Rights: Stop Debt Collector Harassment 🛑 ​Did you know you have the power to stop debt collection calls and letters? This isn't just a courtesy—it's your federal right under the Fair Debt Collection Practices Act (FDCPA)! ​✍️ The Cease and Desist Power ​If a debt collector contacts you, you can send them a written Cease and Desist Letter (15 USC text{§}1692c(c)). Once they receive it, they MUST stop all communication. ​⚖️ The Consequences of Violation ​If they contact you again (ou
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🛑 Know Your Rights: Stop Debt Collector Harassment 🛑 ​Did you kn…
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💬 Let’s talk DEBT COLLECTORS! 💸 Did you know you might not be obligated to pay them? 🤔 Once your debt is sold, it no longer belongs to the original creditor — and that changes everything. 🧾 Under the Fair Debt Collection Practices Act (FDCPA) ⚖️, you have powerful rights and protections 💪: 🚫 They can’t harass or mislead you. 📄 You can request proof of the debt before paying. 🔍 Always verify who actually owns your debt! 💡 Knowledge = Power. Don’t let collection calls shake your confidenc
💬 Let’s talk DEBT COLLECTORS! 💸 Did you know you might not be obligat…
1.3K views2 months ago
FacebookThe Real La'Marqus Collins
Debt collection | Consumer Financial Protection Bureau
Debt collection | Consumer Financial Protection Bureau
2 months ago
consumerfinance.gov
Let’s talk about how to legally challenge debt collections on your credit report 💳📄 — because not every collection actually belongs there.” Most people don’t realize this, but you have the right under the Fair Debt Collection Practices Act (FDCPA) to demand that a collection agency proves the debt is real, accurate, and legally enforceable. That process is called debt validation — and it’s one of the most powerful tools you have for cleaning up your credit. Here’s how it works 👇 1️⃣ Request a
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