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3 Things to know about debt collections before paying them (number 3 being the most important) 1. They are required to fall off after 7 years but if you make a payment no matter how small, that activity will restart the 7 year clock 2. Some Collection Agencies have the legal right to sue you and garnish your wages 3. Collection Agencies buy portfolios of debt in BULK so they don't know if the information they have on you is accurate nor how long it has been reporting Know your rights (FDCPA) #cr
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